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Auto Insurance Policy Limits Explained

Insurance policy limits written as 10/20/10 typically are for bodily injury and property damage liability. The first number (10) is the maximum coverage for bodily injury for one person injured in an accident ($10,000). The second number (20) is the maximum coverage for bodily injury (ALL) for one accident ($20,000). The third number (10) is the maximum coverage for property damage for one accident ($10,000).

Minimum coverage would be a 10/20/10 in the state of Louisiana.